The Laura Plan
Budget templates that make money make sense

Start your first budget in 20 minutes. Keep it going in 5 minutes a week.

Friendly Google Sheets templates and short guides for your first paycheck, your first flat and everything you're saving for. No finance degree needed.

Instant downloadWorks on phone and laptopExample + blank file

Laura's monthly budget example numbers

Money in€1,850
Spent€1,240
Saved€370
Left€240
Rent & bills
€690/690
Groceries
€240/280
Fun money
€180/150
Transport
€90/110
PlannedActualOver plan
Shop

The First Paycheck Budget Kit

Everything you need to give your money a plan, from the very first euro.

First Paycheck Budget Kit: Google Sheets monthly dashboard on laptop and phone, plus the 15-page guide

Your first budget, done properly

Set up a starting budget, organise your costs, and get a simple weekly routine that keeps you on track.

€50one-time · instant digital download
  • Monthly dashboard: money in, spent, saved and what's left
  • Planned vs actual for every spending category
  • Savings goals tracker for your wish list and buffer
  • 15-page guide: how to start a budget with your first paycheck
  • A filled-in example from Laura, plus a clean blank copy
Buy now on Payhip

Secure checkout by Payhip. You get the download link by email right after payment. A free Google account is needed to use the template.

How it works

Three steps, no spreadsheet skills needed

STEP 12 min

Buy and copy

Pay on Payhip, open the link, and make your own copy of the template in Google Sheets.

STEP 220 min

Set your plan

Add your income and regular bills, then decide how much goes to savings and how much is free fun money.

STEP 35 min a week

Check in weekly

Log what you spent. The dashboard shows straight away if you're on plan or need to slow down.

Coming soon

More plans on the way

New templates are added to the shop as they're ready. Follow @thelauraplan to hear first.

In the works

Wedding Budget Planner

Plan the big day together without the money fights.

In the works

Wish List Planner

Can I afford it from my savings? Wait, plan, then buy without guilt.

In the works

Smart Money Calculators

Quick answers for savings goals, big purchases and more.

About Laura

A budget isn't a restriction. It's clarity and control.

Laura is 24, works in lending, owns her own flat and loves a good shopping trip. She's here to show that being good with money young is the most attractive habit you can have, and that you can find a system that works for you.

Laura is a digital (AI) character. Example numbers are illustrative.

  • Pay the bills first. Recurring costs come out before anything else, and you stay out of debt.
  • Pay yourself every month. Some money gets set aside for you, every single month.
  • Wish list before checkout. Put wants on a list and wait. If you forget it, you wanted the idea, not the thing.
FAQ

Good questions

What do I get after buying?

A download with the link to your Google Sheets template and the 15-page PDF guide. Payhip emails it to you straight after payment, and you can also download it from the confirmation page.

Do I need Excel?

No. The template runs in Google Sheets, which is free with a Google account and works in your browser and in the Google Sheets app on your phone.

Is it for me if I've never budgeted before?

Yes, that's who it's made for. The guide walks you through your first month step by step, and Laura's filled-in example shows what a finished budget looks like.

Can I use it for a couple or family budget?

Yes. Rename the categories and add both incomes. It works the same way for a shared household.

Can I get a refund?

Because it's an instant digital download, purchases can't be returned once the file has been accessed. If something doesn't work, email thelauraplan.hq@gmail.com and Laura's team will sort it out.